Month September 2024

Payments

The Linked Rails: How International Payments Are Going Instant Without Crypto

You open your banking app in India and send 10,000 Rupees to a friend in Singapore. You expect the traditional friction: a SWIFT message hopping through correspondent banks in London, hidden FX markups, and a three-day wait. Instead, the payment…

Core Banking

The False Positive Factory: How AML Surveillance Haunts Neo-Banks

Getting into a neo-bank is a frictionless, three-second experience. Staying in one is entirely different. In the previous article, we explored KYC—the digital bouncer that verifies your identity at the front door. But once you are inside and your shadow…